Xeno is building the first truly parallel payment network to Visa and Mastercard. By combining the universal 'tap to pay' experience with blockchain's instant finality, we eliminate the $200B+ annual cost of chargebacks while dramatically reducing transaction fees. Unlike other crypto payment solutions that route through legacy rails or force clunky QR codes, Xeno works with existing POS hardware, settles in under 5 seconds, and requires no customer education – they just tap their phone like Apple Pay, but pay with stablecoins.